Why Fashion Advertisers Love Large Format Outdoor Posters

From the onset the fashion industry was one of the first to embrace the medium of outdoor poster advertising. Over a hundred years later, nothing has changed. Fashion advertising still accounts for a high proportion of the large format OOH advertisements we see today, displayed on posters and billboards everywhere.Indeed, the latest trendy clothing brands are following the example of more established fashion companies and dedicating an ever-increasing portion of their advertising spend to OOH advertising.Memorable Fashion Poster Advertising CampaignsWho could forget Wonderbra’s Hello Boys campaign back in the 1994? The poster campaign saw model Eva Herzigova pose simply in her underwear, with the image spread across 96-sheet billboards across the country.Another big hit was David Beckham’s iconic 2009 Armani underwear ad. From 6 sheets on the London Underground to a 6-storey giant poster on Selfridge’s in London’s Oxford Street, this campaign was a hot topic of discussion worldwide, resulting in extensive media coverage for both Golden Balls himself and the Armani brand.As the official department store provider to the London 2012 Olympic and Paralympic Games, John Lewis made a grand patriotic gesture by enveloping their flagship Oxford St stores in a huge building wrap featuring the union flag to show their support for British athletes. The exterior of the Stratford City store overlooking the Olympic park was decked with giant vinyl stickers featuring fashion accessories. The OOH display continued the gold medal theme of John Lewis’s print advertising campaign and generated considerable media coverage.More recently, Myleene Klass’ Littlewoods campaign received much attention at the beginning of the year when it was erected on a 472m sq giant poster at Union Street in Glasgow. The super-size Littlewoods poster advertising campaign with the image of her dressed simply in a bikini was most certainly attention grabbing and was seen by nearly 750,000 shoppers and passers-by in Glasgow city centre.Change of EmphasisWhy are more and more fashion advertisers turning away from standard advertising in print and broadcast media? Newspaper readership is rapidly declining and over-saturation of traditionally placed advertisements lacking true originality has rendering most TV advertising ineffective. The target audience automatically filters out adverts and even takes advantage of new technology to skip them on recordings of TV programmes.Jaded consumers who are being continually bombarded with advertising messages crave novelty. The understanding is clear for fashion brands: they must cater to their audience’s desire for innovation by seeking alternative formats for distributing their brand message.Fashion brands are willing to pay a premium for innovative forms of advertising that build genuine emotional connections with individual consumers. That is why they are so keen to take advantage of the latest developments in OOH advertising. Nothing beats well designed eye -catching fashion advertising posters for getting up close and personal with local communities.

What You Will Need to Get Small Business Finance

Poor credit is no barrier to small business owners wishing to obtain business finance. When a small business owner plans to expand business and finds that he has already used up available sources of funding and getting additional finance through regular sources may be too time-consuming, then finance from “non-conventional” sources may be a better option.What would be the requirements for a business owner to obtain small business finance?A running businessStartups are precluded from obtaining this type of finance on soft terms. In order to be eligible, a business must be in operation for at least a year.A minimum amount of sales per monthSomeone who has started the business recently and is generating revenues of less than $ 10000 by way of credit card sales may not be eligible for small business funding unless the case is assessed and considered on other grounds such as a potential for growth that the owner can justify and support.Documentary proofsSmall businesses are usually proprietary types. A business owner, even one with poor credit, should not hesitate to obtain small business capital even if it means paying a higher interest amount because it can help him get back on track to fast growth. The documentation is minimal. He needs to submit proof of ownership. The other documents he must provide are bank statements for the previous six months, proof of identity and proof of residence.An applicant may wish to get small business finance within 3 to 5 days for which he should apply online and keep ready scanned copies of the above-mentioned documents. These may be uploaded along with the preliminary application. Should the application be approved he may be required to furnish printed copies.What is not required for the small business loan?• An applicant need not have a stellar credit history.
• He may not have to furnish collateral or mortgage property.
• He may not have to furnish a guarantor.It is fast. It is easy. However, there are a few things to keep in mind. An applicant must consider the factor rate applied. This is a fancy term for rate of interest though it is not specifically so mentioned. Repayment may range from 3 months to even as long as 36 months and it is tied to the credit card sales as a percentage of daily turnover or a fixed monthly amount. Should sales be high repayment is completed in a shorter time. In real terms, an applicant may end up paying processing charges plus interest that can be as high as 50% because the loan is unsecured. The best thing to do is to examine the offer and obtain such funds only from a lender who does not charge anything upfront, no processing charges and applies a moderate interest rate.It is easy to get this type of finance if one has a running business but repayment is the tough part. Small business owners would do well to keep in mind to plan to use funds to generate more revenues instead of paying off existing debts.

How To Find Discounts When Searching For Online Health Insurance Quotes

When searching for affordable healthcare coverage online, you will find that different policies apply to different people as well as their medical circumstances. There are particular insurance rates available for people who are in the category of “low-income earners” and if you fall into this category, you will enjoy viewing discounted quotes. If you qualify for the “low-income earners” bracket for health coverage, rest assured that quality health care employees render services on a contractual basis to insurance companies at exceptionally lower rates.If you find that insurance quotes prove too expensive or you are not eligible for regular health insurance due to pre-existing conditions, you can find affordable rates with a discounted medical card where everyone is welcomed. A monthly fee is required and you will be free to utilize an entire network of authorized medical professionals and services.Here is a well-kept secret that medical insurance companies do not want you to know if you stay with an insurance company for a period, most of them will offer discounts to your overall policy. If you have been with your insurance carrier for three years or longer, contact the customer service representatives and ask them if the company offers a discount. You will be pleased to discover that they do. Typically, the longer you stay with any medical insurance company, the more discounts you will be able to enjoy.Health insurance rates rarely if ever remain the same due to inflation. In your search for affordable coverage, ensure that you shop around with different health insurance companies in order to achieve the most affordable pricing packaging available for the needs of you and your family. Do not ever stay with any insurance company that is not affordable with the hopes of “eventually” receiving a discount. Some companies offer discounts in the beginning while not making you wait for years in order to receive them.Unbelievably, most insurance consumers reap the financial benefits when they perform careful research of quotes and rates from insurance companies online. Shopping around for anything proves smart and do not forget to rely on the opinions of people you trust in guiding you to great insurance companies that offer affordable pricing packages. People who you trust in your direct friend or family circle will provide honest reviews and testimonies and this proves helpful when you are trying to find affordable online health insurance quotes.Obtaining the right information will help greatly when trying to find online quotes. Educated consumers always reap more financial benefits in comparison to people who do not perform any type of research. It is often stated that “knowledge is power” and this rings more true than ever before when comparing health insurance quotes from numerous companies.It is highly recommended that you minimally receive four quotes for health insurance rates online. You might be thinking that this will evolve into a time-consuming task however, this is simply not true with quotes being received in a time efficient manner.